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From Almaty to Nasdaq: How Timur Turlov Built a Cross-Border Financial Group

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From Almaty to Nasdaq: How Timur Turlov Built a Cross-Border Financial Group

Few entrepreneurs in Central Asia have taken a business as far beyond its home market as Timur Turlov. Starting with a small brokerage, he built Freedom Holding Corp into a diversified financial group with operations across several continents. Its story shows how a regional company can compete on a global stage with patience, technology and consistent execution.

A Brokerage That Grew Into an Ecosystem

Turlov founded Freedom Finance in 2008. The business began by giving clients access to international stock markets, at a time when few local brokers offered that. Over the next decade it added new services and markets, and in 2015 the holding structure that exists today began to take shape.

The decisive step came in October 2019, when the company’s shares began trading on Nasdaq. Freedom Holding became the first Kazakh financial company listed on a major US exchange. For a business based in Almaty, the listing meant meeting the disclosure and governance standards of one of the world’s most closely watched markets.

Results That Show the Scale

The company’s recent figures show how far it has come. For the fiscal year ended March 31, 2026, Freedom Holding reported record revenue of about $2.19 billion. Pre-tax income was $226 million and net income reached $153.3 million, more than double the previous year. Group assets passed $14 billion by mid-2026, and the company’s market capitalization has been reported at roughly $9 billion.

Investors have noticed. Freedom Holding’s shares gained over 30% in the first months of 2026, a stronger run than any other Kazakh issuer listed abroad. In July 2026 the company raised $300 million in a secondary share offering to fund further expansion.

The Superapp Strategy

The company’s growth rests on an ecosystem model rather than a single product line. Freedom SuperApp brings brokerage, banking, insurance, payments and everyday digital services into one platform. By March 2026 it had more than five million registered users, with millions opening it every month.

The idea is simple. A customer who starts by buying a stock can later use the same app to pay bills, insure a car or manage a savings account. That convenience keeps customers loyal and lets the company serve each of them across many services, a model that has worked for leading fintech groups elsewhere.

Expanding Across Borders

Freedom Holding now operates in more than 20 countries, with hundreds of offices and over 12,000 employees. Recent moves show a deliberate expansion strategy:

  • Turkey: In July 2026 the group completed the acquisition of a 99.32% stake in Turkish Bank A.Ş. for $33.4 million, strengthening its banking presence in a large, fast-growing market.
  • United Arab Emirates: At the end of 2025 the company obtained a securities market license in Abu Dhabi, opening a path into the Gulf’s financial hub.
  • Europe: The group has applied for a banking license in France and has indicated it could invest several hundred million euros there if the project goes ahead.

Each step builds on the last. The company enters markets where it can use its technology and brokerage experience rather than expanding for its own sake.

Beyond Business

Turlov’s activity is not limited to finance. In 2026 he was elected president of the International Chess Federation (FIDE), a role that puts him at the head of a global sports organization with a very wide membership. The post reflects his growing profile outside the corporate world and his interest in intellectual disciplines that reward long-term strategic thinking.

What the Story Teaches

Several lessons stand out for entrepreneurs and investors:

  1. Start with a clear service. The company grew from a focused brokerage offering before adding other products.
  2. Accept outside scrutiny. A US listing brought discipline and credibility that helped the company raise capital internationally.
  3. Build an ecosystem. Connecting services in one app made each product more valuable.
  4. Expand with purpose. Acquisitions and licenses followed a logic of entering markets where the group’s strengths apply.

Looking Ahead

Challenges remain, as they do for any company operating in many regulatory environments. Competition in fintech is intense, and international growth demands careful risk management. Still, the direction is clear. Freedom Holding has moved from a regional broker to a diversified financial group with a global footprint, and Turlov has been at the center of that transformation.

For observers of emerging-market business, the company is a useful case study in turning a local start into an international enterprise. Its next chapters, in Turkey, the Gulf and possibly Europe, will show whether the model can be repeated at greater scale.

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How to Care for an Individual Spot Without Overdoing Your Skincare

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How to Care for an Individual Spot Without Overdoing Your Skincare

A single spot can make it tempting to change your entire skincare routine. People often start cleansing more often, applying several treatments at once or repeatedly touching the area to check whether it has changed.

In many cases, a simpler approach is better. The aim is to keep the skin clean, avoid unnecessary irritation and give the blemish time to settle rather than trying to force it to disappear overnight.

Your usual skincare routine does not necessarily need to change because one spot has appeared. Gentle cleansing, moisturising and sun protection can usually continue while the affected area is given a little extra care. The same principle applies when using products from Nyla Rest or any other skincare brand: adding more steps is not always better.

Adding several new products at the same time can make the skin dry, sore or difficult to assess. It also becomes harder to tell which product is helping and which one may be causing irritation.

The type of spot matters too. A whitehead close to the surface is different from a blackhead or a deeper, painful lump beneath the skin. Treating every blemish in exactly the same way is therefore not always useful.

Picking or squeezing can also make matters worse. It may increase inflammation, damage the surrounding skin and make marks more likely to remain afterwards.

For some surface-level blemishes, hydrocolloid pimple patches are one targeted option. Their role is limited: they cover a small area and can absorb fluid from certain spots, but they are not suitable for every type of blemish and do not replace a wider skincare routine.

Start by Leaving the Spot Alone

One of the simplest things you can do is avoid touching the area unnecessarily.

Constantly checking, pressing or squeezing a blemish can irritate the skin.

Hands also come into contact with phones, keyboards, door handles and many other surfaces throughout the day. Keeping them away from an inflamed spot reduces unnecessary contact.

If you notice yourself repeatedly touching a blemish, becoming more conscious of the habit may be more useful than adding another skincare product.

Cleanse Gently

A spot does not mean the skin is dirty.

Washing the face repeatedly or scrubbing the area harder is unlikely to make a blemish disappear faster.

Instead, use a gentle cleanser and avoid rough rubbing.

After washing, pat the skin dry.

If the area begins to feel tight, flaky or sore, that can be a sign that the routine is becoming too harsh.

Do Not Layer Too Many Spot Treatments

When a blemish appears, it is easy to reach for several products at once.

For example, someone might use an exfoliating cleanser, acid toner, spot gel and another active treatment on the same area.

More treatment does not automatically mean faster improvement.

Using several active ingredients together can sometimes increase dryness or irritation.

A better approach is usually to introduce one targeted step at a time and see how the skin responds.

Different Spots Need Different Care

Not all spots develop in the same way.

A small whitehead close to the surface may behave differently from:

  • a blackhead
  • a red inflamed bump
  • a deep painful spot
  • a cluster of repeated breakouts

This matters because a treatment that helps one type of blemish may do very little for another.

For example, a product designed to work on fluid close to the skin’s surface is unlikely to have the same effect on a deep lump underneath the skin.

Recognising the type of blemish can help avoid unnecessary treatment.

When Hydrocolloid Pimple Patches May Be Relevant

Hydrocolloid pimple patches are most relevant to certain surface-level spots.

Hydrocolloid is an absorbent material that can draw fluid from a moist area while covering it.

For a suitable blemish, the patch may also create a physical barrier that makes it harder to pick or touch the spot.

However, patches have limitations.

They are generally less useful for blackheads or deeper spots where the problem sits beneath the surface.

This is why they should be seen as one targeted option rather than a treatment for every kind of breakout.

Keep the Rest of Your Routine Normal

One blemish does not necessarily mean every skincare product needs to change.

If your usual cleanser and moisturiser are comfortable and not causing irritation, there may be no reason to replace them.

Keeping the wider routine stable can also make it easier to see whether the spot itself is improving.

This is particularly useful if you are trying a new targeted product.

Changing five things at once makes it much harder to know what your skin is reacting to.

Avoid Trying to Dry the Spot Out Completely

A common idea is that a spot needs to be made as dry as possible.

But very dry skin can become irritated.

Harsh alcohol-based products, repeated exfoliation or excessive cleansing may make the area feel tight and uncomfortable without necessarily helping the blemish settle faster.

The surrounding skin still needs normal care.

That means moisturising should not automatically stop just because a spot has appeared.

What If the Spot Has Already Been Picked?

If the skin has been broken, the priority changes.

Avoid repeatedly applying strong active ingredients to an open or irritated area.

Keep the skin clean and allow it to recover.

Products designed for intact skin may not be suitable for broken skin, so instructions should always be checked before applying anything directly over the area.

Repeatedly squeezing or reopening the same spot can prolong irritation.

How Long Should You Give a Spot?

Not every blemish disappears overnight.

Some improve quickly, while others take several days.

The important thing is to look at the overall direction.

Is the redness reducing?

Is the spot becoming less tender?

Is it getting smaller rather than more swollen?

If the answer is yes, continuing a simple routine may be enough.

Constantly changing treatments because a spot has not disappeared within a few hours can make skincare unnecessarily complicated.

When a Single Spot Is Part of a Bigger Problem

Occasional spots are common.

Repeated breakouts, painful deep spots or acne that leaves persistent marks are different.

If blemishes keep returning or begin affecting larger areas of the face, treating each one individually may not address the wider problem.

That may be a better time to speak with a pharmacist, GP or dermatologist about a more suitable acne-management plan.

If spots keep returning, become painful or leave persistent marks, treating each blemish separately may not be enough. A pharmacist, GP or dermatologist can help identify whether a broader acne-management approach is needed.

Keep Spot Care Simple

Caring for one spot does not need to become a complete skincare overhaul.

Start with the basics:

  • cleanse gently
  • avoid squeezing
  • keep the surrounding skin comfortable
  • do not layer unnecessary treatments
  • use targeted products only where they make sense
  • give the skin time to settle

The goal is not to attack the blemish with as many products as possible.

Often, good spot care means doing less, observing how the skin responds and avoiding the things most likely to cause additional irritation.

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How to Choose the Right Portable Building

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When you need some extra space, finding the right building can feel like a bigger decision than it first seems. You might need a couple of extra offices, a meeting room, a welfare facility or even a completely separate space for customers or visitors. Whatever the reason, the building needs to work for the people using it and the space available on your site.

This is where portable buildings can be a practical option. They can provide additional space without the time and disruption that can come with a traditional building project, and there are plenty of sizes and layouts to choose from. At New Cabin Space, we supply new manufactured portable cabins in a range of sizes, with buildings available from stock as well as options that can be manufactured to your requirements.

So, how do you know which one is right for you?

Start With What You Need the Portable Building For

Before looking at sizes, colours or internal layouts, think about what you actually need the building to do.

For some businesses, it might be as simple as creating more office space. High-quality portable buildings could provide somewhere for additional desks without having to move into larger premises. For others, the structure might need to serve a more specific purpose, such as a meeting room, canteen, training room, classroom, or reception area.

The intended use will influence almost everything else, from the size of the building to the number of windows, doors, power points, and internal rooms you need.

For example, a small office for two people will have very different requirements from a building being used as a training room for a larger group. Thinking about how the space will actually be used before choosing between different portable cabins can help you avoid paying for space you do not need or finding that your new building is too small.

Choose a Size That Works for Your Space

Once you know what you want to use the building for, the next question is how much room you need.

Modern portable buildings come in a wide range of sizes, so there is no need to automatically go for the biggest option available. Smaller portable cabins could be a better choice if you have limited space on your site, while a larger building could make more sense if you need several desks, meeting areas, or separate rooms.

It is also worth thinking about how the building will be used in the future. You might only need space for two people today, but if your team is growing, choosing slightly larger portable buildings now could save you from having to find another solution later.

That said, bigger is not always better. A building that is unnecessarily large can take up valuable space and cost you more than you need to spend. The aim is to find a size that gives you enough room to work comfortably without wasting space.

Think About the Layout, Not Just the Square Footage

Two portable buildings can be the same size but feel completely different depending on how the space is laid out.

An open plan portable building can work well if you need a flexible office or a simple workspace. It gives you the freedom to arrange desks, storage and equipment around the room and make it easier to change the space as your needs develop.

However, an open-plan layout is not right for every situation. If several people need their own working areas, you might benefit from adding internal partitions to your portable cabins. A building can be divided into separate offices, with a shared reception, for example.

This can be particularly useful for businesses such as car dealerships, healthcare practices, or other organisations where privacy is important.

So, rather than asking simply, “What size cabin do I need?” it is worth asking, “How do I want people to use the space inside these portable buildings?”

Consider Which Type of Portable Cabin Suits Your Business

Not every portable building needs to look or work the same.

Open-plan portable cabins are a popular choice because they can be used for a wide range of purposes. They are particularly useful for additional office space, meeting rooms, site accommodation, and other general-purpose areas.

If security is a bigger concern, anti-vandal portable cabins might be more appropriate. These are designed for environments where security and durability are particularly important.

There are also timberclad portable buildings available if you want something with a different external appearance. The right option will depend on where the building is going and what it needs to do. A straightforward office might not need the same specification as a building positioned in a more exposed or high-security environment.

Getting the Right Advice Can Make Choosing Easier

Choosing between different portable buildings does not have to be complicated. Once you know what the building needs to be used for, how much space you have and how you want the interior to work, the options become much clearer.

The important thing is not simply finding the cheapest portable buildings for sale. You want a building that is suitable for the people using it, works on your site and gives you the facilities you actually need.

New Cabin Space offers free drawings and advice to help customers choose the right building and can manufacture portable cabins to specific requirements. Many of its standard portable buildings for sale are also held in stock for customers who need additional space quickly.

With more than 30 years of experience in the portable and modular building industry, the team can help you look at your options and work out what will suit your requirements and budget.

Find the Right Portable Building for Your Requirements

Whether you need a small office, additional classroom space, a secure site building or a larger workspace, there is no one-size-fits-all answer.

The best portable buildings are the ones that have been chosen around the needs of the people using them. By considering the purpose, size, layout, specification, and location before you buy, you can make sure your new building works properly from day one.

If you are looking at portable buildings for sale and are not sure which option is right for you, New Cabin Space can provide free advice and drawings to help you make an informed decision. With a range of portable cabins available in different sizes and specifications, including portable buildings for sale available for immediate delivery, the team can help you find a practical solution for your available space and requirements.

Get in touch with New Cabin Space today to discuss your requirements and find out more about the portable buildings and portable cabins options available.

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8 Best Touchscreen Recognition Systems for Prep Schools and Private Academies

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8 Best Touchscreen Recognition Systems for Prep Schools and Private Academies

Prep schools and private academies carry decades of history that deserve proper visibility. Relying on static brass plaques often means running out of hallway space or leaving recent achievements in the dark. Transitioning to a digital touchscreen system solves these physical space limits and gives visitors a reason to actually stop and engage with your campus history.

A digital screen allows you to store thousands of alumni profiles, athletic milestones, and capital campaign contributors in one footprint. You do not have to remove older graduating classes just to make room for new ones. A searchable database lets campus guests find exactly what they care about in seconds.

Making this transition requires reliable hardware and straightforward software. The physical screen has to withstand daily interaction from students. The backend software needs to be simple enough that your internal staff can update records without submitting an IT ticket for every new donor.

Selecting the right vendor comes down to understanding your internal bandwidth. Some companies sell a blank-canvas software tool that requires your team to design the interface. Others manage the entire project from visual design to the final installation. You have to match your choice to the reality of your staff’s daily workload.

Here is a breakdown of eight reliable systems available for private academies right now.

1. Touchstone Digital Solutions

Institutions that lack a dedicated internal design team usually start here. Touchstone Digital Solutions focuses entirely on custom Hall of Fame, Donor Wall, and Team Wall installations. They do not sell a generic software license and expect your staff to build the application. They handle the entire progression from the initial visual identity to the final software configuration.

  • Deployment Type: Fully managed custom build
  • Best For: Institutions wanting a fully custom-branded display
  • Strengths: Custom design, an accessible content management system, and dedicated support
  • Recognition Types: Hall of Fame, Donor Wall, Team Wall

The software is structured entirely around your school’s specific branding and history. Non-technical staff can log in and update honoree profiles easily because the system is purpose-built for that exact task. You get a dedicated application rather than a broad corporate signage product stretched to fit a school environment. Their platform handles philanthropic and capital campaign recognition natively.

2. Digital-Trophy-Case.com

Some campuses prefer buying a standalone kiosk rather than modifying a wall for a custom installation. Digital-Trophy-Case.com provides interactive touchscreen units focused on searchable profiles. These ship as complete hardware packages that you simply plug in and connect to your network.

  • Deployment Type: Managed touchscreen kiosk hardware
  • Best For: Organizations wanting straightforward searchable donor kiosks
  • Strengths: Cloud-managed profiles built into fixed hardware packages
  • Recognition Types: Donor Wall

This product revolves heavily around the physical kiosk. You receive a functional, searchable directory of names and basic profiles. It works well if you need a practical unit that takes up minimal floor space while keeping the screen secure. Institutions looking for highly complex multimedia storytelling or rich video biographies might find the format somewhat restrictive compared to custom platforms.

3. Intuiface

This platform offers a powerful environment for building interactive signage. Intuiface combines touch navigation, images, and video into a self-managed software package. They operate globally and maintain strict security certifications for enterprise networks.

  • Deployment Type: Self-managed no-code platform
  • Best For: Schools with an internal team to build and maintain the software
  • Strengths: Broad interactivity including touch, sensors, and voice
  • Recognition Types: Hall of Fame

This is a horizontal software tool designed primarily for digital agencies. You will need significant internal design expertise or an outside contractor to actually build your display. The software does not include a built-in database for alumni or donors. Every deployment requires your team to construct the menu logic and data structure from scratch. It is highly capable but requires significant manual labor to launch.

4. RA Solutions

Combining traditional physical materials with digital technology creates a distinctive focal point. RA Solutions blends custom fabrication using metal, wood, and etched glass with an interactive screen. It gives your lobby a highly tactile, architectural element.

  • Deployment Type: Hybrid physical and digital installation
  • Best For: Institutions wanting tactile materials plus a screen
  • Strengths: Blends custom fabrication with a touchscreen
  • Recognition Types: Donor Wall

This hybrid approach appeals to schools that want a heavy, sculptural look. Incorporating physical materials naturally increases costs and extends the lead time for the project. Updates to the physical portion still require the traditional engraving process when new major donors arrive. The embedded screen handles the high-volume historical names, giving you a balance between a classic look and modern functionality.

5. PandaSuite

Certain schools have the creative staff necessary to build their own application. PandaSuite is a no-code platform that lets users create interactive kiosks without writing software code. The Paris-based company provides a highly flexible digital canvas for your team to use.

  • Deployment Type: Self-managed no-code platform
  • Best For: Teams wanting hands-on creative control
  • Strengths: Drag-and-drop design flexibility
  • Recognition Types: Hall of Fame and general interactive displays

This software serves many different industries. Your staff must design the menu navigation, honoree structure, and donor tiers entirely from a blank screen. Ongoing maintenance and content updates rely completely on your internal team’s availability. It is a cost-effective option for a highly motivated internal department willing to invest the hours required to build the interface.

6. Nevco

Athletic departments routinely bundle their hall of fame screens with broader facility upgrades. Nevco primarily manufactures scoreboards but also produces digital wall of fame displays. Adding a touchscreen to an existing gymnasium upgrade order makes logistical sense for many athletic directors.

  • Deployment Type: Wall mount, floor stand, or enclosure hardware
  • Best For: Athletic departments already purchasing scoreboards
  • Strengths: Bundled with broader athletic facility branding work
  • Recognition Types: Wall of Fame

Their digital recognition displays are an extension of their hardware business. The focus leans toward providing a sturdy enclosure suitable for a busy athletic center rather than a complex software platform. The screens typically range from 55 to 85 inches. The software gets the job done but lacks the deep organizational features found in platforms dedicated solely to institutional storytelling.

7. Rise Vision

Cloud-based signage platforms work nicely for managing basic content across multiple campus buildings. Rise Vision delivers an all-in-one system for emergency alerts and general screen sharing. You can deploy their software easily on standard commercial screens.

  • Deployment Type: Cloud signage platform
  • Best For: Organizations wanting instant updates across multiple devices
  • Strengths: Easy cloud management and simple hardware requirements
  • Recognition Types: Donor Wall

This system relies on pre-made templates, which include basic hall of fame layouts alongside hundreds of general school designs. The templates provide a functional directory but lack the highly customized, premium feel of a bespoke application. It offers a very accessible entry point for academies that just want to get names on a screen quickly without a lengthy design phase.

8. Norvision

Tracking and displaying complex capital campaigns requires a specialized approach. Norvision operates heavily in the bespoke donor recognition space. They help institutions publicly acknowledge major giving programs through interactive screens.

  • Deployment Type: Managed donor recognition platform
  • Best For: Organizations of any size focused entirely on giving programs
  • Strengths: Scales easily for large and small campaigns
  • Recognition Types: Donor Wall

Their software handles multiple tiers of giving effectively. The focus is narrowly set on philanthropic recognition. If you want to run an athletic hall of fame alongside your donor lists, you might find yourself managing two separate vendor systems. It works best when placed in an advancement office or a dedicated alumni center where the sole objective is highlighting financial supporters.

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